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Sticky Performance/Modified Car Insurers.....the list
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Pandy
Posted 4/4/2011 12:35 AM (#602168)
Subject: Performance/Modified Car Insurers.....the list


Fish freak!

MP Admin

Posts: 14989
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Morning Guys.

Thought it would be a good idea to get a list together of all the insurers we use as we all know its getting harder to get reasonable quotes now (plus im stuggling myself to find affordable insurance on the GTa) and we do get a few threads on this.

The List:

Adrian Flux
Performance Direct
Sky Insurance
Admiral (Don't cover engine transplants)
RAC Insurance
Graham Sykes
Chris Knott
Equity Red Star
Greenlight
Brentacre
Footman James (For under 25 classic insurance)

Cheers
Andy
Jack of Hearts
Posted 4/4/2011 12:45 AM (#602169 - in reply to #602168)
Subject: RE: Performance/Modified Car Insurers.....the list


Track Slag

Posts: 5060
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Location: Washington
Great idea

I've found that flux get a bit panic'y about rollcages and cc increases (1.9 conversions)
todd_123
Posted 4/4/2011 12:57 AM (#602170 - in reply to #602168)
Subject: RE: Performance/Modified Car Insurers.....the list


Elite Veteran

Posts: 755
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Location: Halesowen
steer clear of RAC. i was with them with my last car. Was written off over a year ago and they still havent sorted it out. Cars still sitting on the drive
Pandy
Posted 4/4/2011 1:18 AM (#602172 - in reply to #602168)
Subject: RE: Performance/Modified Car Insurers.....the list


Fish freak!

MP Admin

Posts: 14989
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Location: Birmingham
Thanks for adding so far guys.

Best thing i can think of doing is ill update my original post with all of the names of the insurers that come up in this thread and then we can all leave comments about them in posts below, so people can first off see which insurers are out there and then see what we think of them after.

Dont really need any posts about how expensive a company may be because its different for every single person but posts like the above are very helpful/useful
The Monster
Posted 4/4/2011 11:02 AM (#602298 - in reply to #602168)
Subject: RE: Performance/Modified Car Insurers.....the list
Regular

Posts: 138
10025
Location: Durham, North east.
I use Swift cover. Was cheapest by far. But they don't like modifications.
Access_denied
Posted 4/4/2011 11:43 AM (#602305 - in reply to #602168)
Subject: RE: Performance/Modified Car Insurers.....the list


Expert

Posts: 6619
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Location: Guildford
Graham sykes and cris knott are good for mods. I've just insured with Tradex, family fleet of 4 cars 2 drivers, no real modifications though but I hear they are ok with the basics like induction kits, exhaust, lowering etc.
Jack of Hearts
Posted 4/4/2011 11:44 AM (#602307 - in reply to #602168)
Subject: RE: Performance/Modified Car Insurers.....the list


Track Slag

Posts: 5060
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Location: Washington
Chris knott get rave reviews on .org too
Access_denied
Posted 4/4/2011 11:46 AM (#602308 - in reply to #602307)
Subject: RE: Performance/Modified Car Insurers.....the list


Expert

Posts: 6619
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Location: Guildford
Jack of Hearts - 4/4/2011 5:44 PM

Chris knott get rave reviews on .org too


They offer a discount on any make if you mention xpower forums, not just for paid members but then they probably go round all car forums with the same offer.
Pandy
Posted 4/4/2011 2:13 PM (#602351 - in reply to #602298)
Subject: RE: Performance/Modified Car Insurers.....the list


Fish freak!

MP Admin

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Location: Birmingham
The Monster - 4/4/2011 7:02 PM

I use Swift cover. Was cheapest by far. But they don't like modifications.


Is that for standard performance cars mate?

I had a ring back from Herts Insurance (HIC) today but they go through to the Adrian Flux line so that was abit pointless lol
niksutty
Posted 4/4/2011 2:22 PM (#602357 - in reply to #602168)
Subject: RE: Performance/Modified Car Insurers.....the list


Token A Series

Posts: 630
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Location: Leicester
Tesco Insurance have just paid out to fix my car, at a cost of over £800, you do have to argue with them though, and fortunateley the assesor that came to look at it knew what it was.

the manifold was broken in 5 pieces, and they gave me £250 to source my own. (which i had in my shed!)

I wouldn't trust Adrian Flux as far as i could throw him (have you seen their offices?) a mate of mine had an s reg vw van/camper with an agreed valuation cert for £3500, it got smashed into by a lorry and they offered him £600 write off for it!!!!!

http://www.facebook.com/photo.php?fbid=133592445830&set=a.212845760830.176625.693895830&theater

Edited by niksutty 4/4/2011 2:26 PM
djwilma
Posted 4/4/2011 2:58 PM (#602364 - in reply to #602168)
Subject: RE: Performance/Modified Car Insurers.....the list


Expert

Posts: 2812
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Location: Bournemouth
I am with Equity Red Star, all mods declared and so far good service

muzza
Posted 4/4/2011 3:17 PM (#602367 - in reply to #602168)
Subject: RE: Performance/Modified Car Insurers.....the list


Nutta With An Orange Grille


Posts: 5280
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Location: Who put that pit there keep falling down :(
Herts insurance briliant for highly modified cars and imports they also know what they are talking about
Pandy
Posted 4/4/2011 3:19 PM (#602368 - in reply to #602367)
Subject: RE: Performance/Modified Car Insurers.....the list


Fish freak!

MP Admin

Posts: 14989
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Location: Birmingham
muzza - 4/4/2011 11:17 PM

Herts insurance briliant for highly modified cars and imports they also know what they are talking about


I requested a ring back from them today on your recommendation on FB but when it rang it was a message from Adrian Flux, i know i was insured with HIC through Flux before and thats what came up when i google Herts but i may be mistaken.
niksutty
Posted 4/4/2011 3:31 PM (#602369 - in reply to #602168)
Subject: RE: Performance/Modified Car Insurers.....the list


Token A Series

Posts: 630
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Location: Leicester
just to add a note, most insurance is underwritten by only a few companies, like aviva aka norwich union
muzza
Posted 4/4/2011 4:00 PM (#602384 - in reply to #602168)
Subject: RE: Performance/Modified Car Insurers.....the list


Nutta With An Orange Grille


Posts: 5280
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Location: Who put that pit there keep falling down :(
Yeah they are part of flux best call them rather than ringback
carl747
Posted 5/4/2011 3:25 AM (#602422 - in reply to #602168)
Subject: RE: Performance/Modified Car Insurers.....the list


Regular

Posts: 234
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Location: Leicester
Greenlight is another really good one but have to pay in full can't do mth DD
ralphh85
Posted 5/4/2011 9:11 AM (#602494 - in reply to #602168)
Subject: RE: Performance/Modified Car Insurers.....the list
Expert

Posts: 9862
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Location: Cornwall
Graham Sykes might be able to save me £50 on the V8 insurance over flux.

i was bored of seeing insurance threads but glad i saw this one


Ralph
Jack of Hearts
Posted 5/4/2011 9:20 AM (#602497 - in reply to #602494)
Subject: RE: Performance/Modified Car Insurers.....the list


Track Slag

Posts: 5060
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Location: Washington
ralphh85 - 5/4/2011 4:11 PM

Graham Sykes might be able to save me £50 on the V8 insurance over flux.

i was bored of seeing insurance threads but glad i saw this one


Ralph


Lol id have loved to have been a fly on the wall in that conversation
ralphh85
Posted 5/4/2011 9:34 AM (#602506 - in reply to #602168)
Subject: RE: Performance/Modified Car Insurers.....the list
Expert

Posts: 9862
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Location: Cornwall
it was pretty uneventful lol. £510 through sykes, i have made the mistake of having 7 years NCD on my standard mg metro, and now 1 year on the V8 lol.


Ralph
petrol_head
Posted 5/4/2011 9:48 AM (#602512 - in reply to #602168)
Subject: RE: Performance/Modified Car Insurers.....the list


drive it like its hired

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i shall be using this thread come renewal!

im with flux currently
ralphh85
Posted 5/4/2011 10:01 AM (#602515 - in reply to #602168)
Subject: RE: Performance/Modified Car Insurers.....the list
Expert

Posts: 9862
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Location: Cornwall
flux have gone down hill loads in recent years. lost my mrs's car, lost my mg metro, an now be losing this one i think, an if they are losing customers who have never claimed then thats really not good, you would think they would try an hang on to them?


Ralph
The Monster
Posted 5/4/2011 10:50 AM (#602527 - in reply to #602351)
Subject: RE: Performance/Modified Car Insurers.....the list
Regular

Posts: 138
10025
Location: Durham, North east.
Pandy - 4/4/2011 10:13 PM

The Monster - 4/4/2011 7:02 PM

I use Swift cover. Was cheapest by far. But they don't like modifications.


Is that for standard performance cars mate?

I had a ring back from Herts Insurance (HIC) today but they go through to the Adrian Flux line so that was abit pointless lol



Yeah dude. To be fair I run a standard car anyway. haven't really asked bout mod's but say's on certificate 'No chassis or performance modifications'.
Mutts
Posted 27/4/2011 4:14 PM (#606344 - in reply to #602168)
Subject: RE: Performance/Modified Car Insurers.....the list


Lotus powered R100
MP Admin

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Location: Torbay, South Devon, UK
Sykes quoted me happy.. but missed my SP30 out.. In the end I paid the £130 extra that Flux quoted me on the basis I'd left it too late & they already had all my stuff on file.

£495 isn't too bad for a modified car though.. still over £500 cheaper than one of the two that confused.crap threw up (one was over 2k! )

I'll definitely look at it earlier next year & go with Sykes.. they're more local as well
Pandy
Posted 28/4/2011 4:36 AM (#606360 - in reply to #602168)
Subject: RE: Performance/Modified Car Insurers.....the list


Fish freak!

MP Admin

Posts: 14989
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Location: Birmingham
They just seem like a decent company from the customer services point of view, really helpful on the phone or their online live help.
gshaw
Posted 29/4/2011 8:23 AM (#606489 - in reply to #602168)
Subject: RE: Performance/Modified Car Insurers.....the list


MP Admin

Posts: 8747
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Location: Greater London \ Essex
Greenlight on one and a clasic policy (name escapes me atm) both through Flux.

Can't understand how you lot do modified cars for £495... I was lucky to get £600 on my 1.4 ZR with 5yr NCB... everyone else was quoting £1k+
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