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 Performance/Modified Car Insurers.....the listModerators: Jump to page : 1 2 3 4 Now viewing page 3 [25 messages per page] | |
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Morey |
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 Events Organiser MP Admin Posts: 1923    Location: Somerset | |||
| Pietaster |
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 Admin Posts: 1576  Location: Burnley, Lancs | Any J reg and under cars are now old enough to go on classic policies. I've just renewed mine with Footman James, 7500 mile limit, engine conversion declared, 22 with 0 no claims and a claim pending (which makes it a fault claim pretty much) living in a BB postcode area, £750  Join the Metro Owners Club for £10 and you get further discounts too. | ||
| Kirky114 |
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 Regular Posts: 107 Location: Tamworth, Fazeley | |||
| glyn-ellis |
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| Elite Veteran Posts: 697 Location: leigh | |||
| Mutts |
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 Lotus powered R100 MP Admin   Location: Torbay, South Devon, UK | |||
| Pandy |
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 Fish freak! MP Admin Posts: 14989 Location: Birmingham | Fronting Mutts?  The only way to find out which will be cheaper is to pick up the telephone (the thing with numbers on) and get a quote, every person/situation is different so until you try every one, you'll not know who is cheapest. | ||
| kemp21andy |
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 Elite Veteran Posts: 1003 Location: berkshire | |||
| Kirky114 |
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Regular Posts: 107 Location: Tamworth, Fazeley | |||
| stormgreygti |
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 Roversport replica Posts: 1788 Location: Norfolk | |||
| Mutts |
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Lotus powered R100 MP Admin Location: Torbay, South Devon, UK | Pandy - 8/3/2012 1:33 AM Fronting Mutts? The only way to find out which will be cheaper is to pick up the telephone (the thing with numbers on) and get a quote, every person/situation is different so until you try every one, you'll not know who is cheapest. Ok, said it the wrong way round.. Get your parents put on YOUR policy as named drivers - as long as their licence is clean your premium should come down. Its a metro so if you crash it the car will more than likely be a write off - so no need to go anything other than 3rd party fire+theft. Unless this is mute by not being fully comp - offer to pay a higher excess premium. It will cost you more if you prang it & make a claim, but the actual policy should be a little cheaper. If you can afford to.. pay the policy off in 1 go! Save getting hit by the APR (15-30%) from the 'loan'. Maybe get your folks to pay & then pay them back in instalments (interest free) - will cost the same but not in 1 go & each month will be cheaper than whatever insurers would charge for the same thing. Finally as Andy says.... phone up the companies direct (not just direct line - ALL of them)! Quotes from comparison sites can give you a rough guide as to cost.. but ALWAYS phone direct & give the company the details they need to process you properly - comparison sites don't always give all the needed details to a company so your comparison quote is more of a best guess than an actual quote. AFAIK if you go for a quote from a comparison site & then make a claim - if all the details that are required by that company were not given by the comparison site (cause they didn't ask you for those specific details) then you may find that not having provided that information when taking the policy means your policy is void. I use comparison sites as a guide.. but have NEVER agreed to taking a policy through one. I phone the top ones directly & get quotes over the phone. Go for a paperless policy to save trees & save the insurer billing you for those trees http://www.driving-test-success.com/passed/car_insurance.html | ||
| AdrianSi |
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 Expert Posts: 8490 Location: Midlands | |||
| Kirky114 |
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Regular Posts: 107 Location: Tamworth, Fazeley | Somebody told me that it brings it down massively if you put a provisional girl on as a named driver. Yesterday I did a quote on go compare with my sister as a named driver and it dropped from £4000 to £1300 I couldn't believe it  | ||
| AdrianSi |
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Expert Posts: 8490 Location: Midlands | |||
| OrangeManDan |
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 Border Crosser Posts: 3232 Location: Carmarthenshire, Wales | Kirky114 - 10/3/2012 12:05 AM Somebody told me that it brings it down massively if you put a provisional girl on as a named driver. Yesterday I did a quote on go compare with my sister as a named driver and it dropped from £4000 to £1300 I couldn't believe it If i knew this i would have put my other half on my policy when she was learning, damn, missed out on saving cash. Your quote sounds quite reasonable. How does it affect your policy if you have a male provisional on as a named driver? Edited by OrangeManDan 9/3/2012 4:36 PM | ||
| AzzGTa |
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 Mr Bodge It Posts: 1303 Location: Tamworth, Fazeley | |||
| Kirky114 |
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Regular Posts: 107 Location: Tamworth, Fazeley | |||
| AdrianSi |
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Expert Posts: 8490 Location: Midlands | |||
| AdrianSi |
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Expert Posts: 8490 Location: Midlands | |||
| AzzGTa |
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Mr Bodge It Posts: 1303 Location: Tamworth, Fazeley | |||
| scarfey |
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 Elite Veteran Posts: 768 Location: Swindon, Wiltshire | |||
| scarfey |
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Elite Veteran Posts: 768 Location: Swindon, Wiltshire | |||
| GTaddz |
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 Expert Posts: 2568 Location: Up in the lakes | |||
| Pandy |
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Fish freak! MP Admin Posts: 14989 Location: Birmingham | I got my renewal from Graham Sykes, £450 | ||
| GTaddz |
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Expert Posts: 2568 Location: Up in the lakes | Pandy - 5/4/2012 4:09 AM I got my renewal from Graham Sykes, £450 wish mine was as good as that! you got a clean license and loads ncb? i made my mistakes 4 years ago so should have 6 points and 1 claim fully expired by next year.. which should bring my insurance down nicely again | ||
| Pandy |
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Fish freak! MP Admin Posts: 14989 Location: Birmingham | 1 years NCB as its a second car and a 3.5k claim against me when I hit the golf up the arse  | ||
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