Performance/Modified Car Insurers.....the listPandy |
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 Fish freak! MP Admin Posts: 14989      Location: Birmingham | |||
| Jack of Hearts |
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 Track Slag Posts: 5060 Location: Washington | |||
| todd_123 |
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 Elite Veteran Posts: 755 Location: Halesowen | |||
| Pandy |
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Fish freak! MP Admin Posts: 14989 Location: Birmingham | Thanks for adding so far guys. Best thing i can think of doing is ill update my original post with all of the names of the insurers that come up in this thread and then we can all leave comments about them in posts below, so people can first off see which insurers are out there and then see what we think of them after. Dont really need any posts about how expensive a company may be because its different for every single person but posts like the above are very helpful/useful  | ||
| The Monster |
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| Regular Posts: 138 Location: Durham, North east. | |||
| Access_denied |
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 Expert Posts: 6619  Location: Guildford | |||
| Jack of Hearts |
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Track Slag Posts: 5060 Location: Washington | |||
| Access_denied |
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Expert Posts: 6619 Location: Guildford | |||
| Pandy |
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Fish freak! MP Admin Posts: 14989 Location: Birmingham | |||
| niksutty |
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 Token A Series Posts: 630 Location: Leicester | |||
| djwilma |
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 Expert Posts: 2812 Location: Bournemouth | |||
| muzza |
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 Nutta With An Orange Grille Posts: 5280 Location: Who put that pit there keep falling down :( | |||
| Pandy |
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Fish freak! MP Admin Posts: 14989 Location: Birmingham | |||
| niksutty |
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Token A Series Posts: 630 Location: Leicester | |||
| muzza |
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Nutta With An Orange Grille Posts: 5280 Location: Who put that pit there keep falling down :( | |||
| carl747 |
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Regular Posts: 234 Location: Leicester | |||
| ralphh85 |
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| Expert Posts: 9862 Location: Cornwall | Graham Sykes might be able to save me £50 on the V8 insurance over flux. i was bored of seeing insurance threads but glad i saw this one  Ralph | ||
| Jack of Hearts |
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Track Slag Posts: 5060 Location: Washington | ralphh85 - 5/4/2011 4:11 PM Graham Sykes might be able to save me £50 on the V8 insurance over flux. i was bored of seeing insurance threads but glad i saw this one Ralph Lol id have loved to have been a fly on the wall in that conversation | ||
| ralphh85 |
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| Expert Posts: 9862 Location: Cornwall | |||
| petrol_head |
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 drive it like its hired | |||
| ralphh85 |
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| Expert Posts: 9862 Location: Cornwall | |||
| The Monster |
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| Regular Posts: 138 Location: Durham, North east. | |||
| Mutts |
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 Lotus powered R100 MP Admin Location: Torbay, South Devon, UK | Sykes quoted me happy.. but missed my SP30 out.. In the end I paid the £130 extra that Flux quoted me on the basis I'd left it too late & they already had all my stuff on file. £495 isn't too bad for a modified car though.. still over £500 cheaper than one of the two that confused.crap threw up (one was over 2k!  ) I'll definitely look at it earlier next year & go with Sykes.. they're more local as well  | ||
| Pandy |
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Fish freak! MP Admin Posts: 14989 Location: Birmingham | |||
| gshaw |
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 MP Admin Posts: 8747 Location: Greater London \ Essex | Greenlight on one and a clasic policy (name escapes me atm) both through Flux. Can't understand how you lot do modified cars for £495... I was lucky to get £600 on my 1.4 ZR with 5yr NCB... everyone else was quoting £1k+  | ||
| Pietaster |
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 Admin Posts: 1576 Location: Burnley, Lancs | |||
| b155ett |
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| Elite Veteran Posts: 624 Location: Sleepy Ol' Suffolk | |||
| Pandy |
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Fish freak! MP Admin Posts: 14989 Location: Birmingham | Excellent result mate Glad its helping people! | ||
| Mutts |
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Lotus powered R100 MP Admin Location: Torbay, South Devon, UK | gshaw - 29/4/2011 4:23 PM Greenlight on one and a clasic policy (name escapes me atm) both through Flux. Can't understand how you lot do modified cars for £495... I was lucky to get £600 on my 1.4 ZR with 5yr NCB... everyone else was quoting £1k+ That's the price you pay for living in Ghetto London \ Essex  | ||
| Mr.B1ng |
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 Loose Boot Bing! Posts: 122 Location: Oswaldtwistle | |||
| AzzGTa |
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 Mr Bodge It Posts: 1303 Location: Tamworth, Fazeley | |||
| stormgreygti |
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 Roversport replica Posts: 1788 Location: Norfolk | |||
| Johneh |
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e7c5.jpg?memberid=2120&type=profile) Williams R100 Posts: 1809 Location: Chard, Somerset | |||
| Morey |
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 Events Organiser MP Admin Posts: 1923 Location: Somerset | I've always wondered who's been the youngest to insure a vvc.I'm sure posting your age when you speak your quote will help | ||
| 111Sli |
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 Transport Guru MP Moderator Posts: 4947 Location: Bromley, Kent | I'm getting quotes of 4k for a 1.4 25, so god know how you guys get VVC Metros.  I only have had my licence for 15 months. Edited by 111Sli 23/8/2011 12:09 PM | ||
| OrangeManDan |
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 Border Crosser Posts: 3232 Location: Carmarthenshire, Wales | 111Sli - 23/8/2011 8:09 PM I'm getting quotes of 4k for a 1.4 25, so god know how you guys get VVC Metros. I only have had my licence for 15 months. How come its so much with you mate? I have had my license for 16 months and have had quotes for under 2k for a 1.4 R25. | ||
| Paul_T |
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 'Metropower's James May' Posts: 2977 Location: Southport, North West | 111Sli - 22/8/2011 6:09 PM I'm getting quotes of 4k for a 1.4 25, so god know how you guys get VVC Metros. I only have had my licence for 15 months. I am old and been driving for years. Only recently have my points also come off so until they did, I was paying 1400 a year with my NCB going up each year and the quotes staying the same! Now I have my insurance for £750 fully comp with a BHP limit rather than all the mods seperately covered and they just list the mods so then they can be replaced if needed. | ||
| OrangeManDan |
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Border Crosser Posts: 3232 Location: Carmarthenshire, Wales | |||
| Paul_T |
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'Metropower's James May' Posts: 2977 Location: Southport, North West | Erm, I think its brentacre or greenlight are the brokers and the actual company I cant remember atm(not on my own PC) Insured now for 160bhp limit as its got a VVC in it | ||
| OrangeManDan |
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Border Crosser Posts: 3232 Location: Carmarthenshire, Wales | |||
| AdrianSi |
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 Expert Posts: 8490 Location: Midlands | |||
| johnbuckles |
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| Member Posts: 29 | |||
| 111Sli |
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Transport Guru MP Moderator Posts: 4947 Location: Bromley, Kent | |||
| rapidk |
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 Expert Posts: 1330 Location: Bolton | |||
| stormgreygti |
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Roversport replica Posts: 1788 Location: Norfolk | |||
| shafty |
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 Extreme Veteran Posts: 572 Location: brixham , torbay | just got my insurence sorted for the metro gti 1990 vvc tro adrean flux with a company called equity red star 26yo two years no claims one falt acident therd party fier and theft all mods decleared (and its quite a list) £480 not as low as i was hoping for but after shoping about for some time its the best i could find  now i have no exuses to get the mot sorted haha thay also quoted me 480 for my landrover difender so if i was to take that it would work out as only paying £25 more a month than i pay now and i would have the metro on the road aswell now im going to see what directline have to say wen i phone to cancle happy days Edited by shafty 7/11/2011 11:27 AM | ||
| AzzGTa |
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Mr Bodge It Posts: 1303 Location: Tamworth, Fazeley | johnbuckles - 3/10/2011 3:16 PM classic car policy with peter best its 12 years i've got my 114 insured with them on classic policy £150 Has the policy owner got to be a certain age?? Being 18 and owning a GTa (seem to be the only cheap 100's around), insurance quotes for me are ridiculous, and footman james won't insure mmy car as its 15years old, metros have to be 20years old to be covered on their policy EDIT: just found this on peter best' website Standard vehicles – no modifications All drivers have held a full UK or EU licence for at least two years A single speeding offence within the last 3 years is acceptable; any other convictions are not No fault claims within the last five years. Maximum of three named drivers in addition to the proposer All drivers must be at least 25 years or older All vehicles must be at least 26 years old BMW’s restricted to a maximum engine capacity of 2.0L Vehicle is used for Social, Domestic & Pleasure use only including commuting to and from one fixed place of work Cars must be garaged or parked on the drive – street parking is not permitted Mercedes convertibles must be garaged Vehicle is not to be used for weddings You must have access to another car for everyday use Edited by AzzGTa 7/11/2011 11:46 AM | ||
| gaz44 |
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 Elite Veteran Posts: 749 Location: waiting to get the car back from edge-performance | |||
| todd_123 |
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Elite Veteran Posts: 755 Location: Halesowen | just had a quote off brentacre. £1300 TPFT on a vvc conversion im 21 2 years no claims and living in birmingham well chuffed. This thread has saved me alot of money, thanks lads. Now just got to get the engine in the car  | ||
| AdrianSi |
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Expert Posts: 8490 Location: Midlands | |||
| Morey |
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Events Organiser MP Admin Posts: 1923 Location: Somerset | |||
| Pietaster |
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Admin Posts: 1576 Location: Burnley, Lancs | Any J reg and under cars are now old enough to go on classic policies. I've just renewed mine with Footman James, 7500 mile limit, engine conversion declared, 22 with 0 no claims and a claim pending (which makes it a fault claim pretty much) living in a BB postcode area, £750 Join the Metro Owners Club for £10 and you get further discounts too. | ||
| Kirky114 |
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 Regular Posts: 107 Location: Tamworth, Fazeley | |||
| glyn-ellis |
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| Elite Veteran Posts: 697 Location: leigh | |||
| Mutts |
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Lotus powered R100 MP Admin Location: Torbay, South Devon, UK | |||
| Pandy |
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Fish freak! MP Admin Posts: 14989 Location: Birmingham | Fronting Mutts? The only way to find out which will be cheaper is to pick up the telephone (the thing with numbers on) and get a quote, every person/situation is different so until you try every one, you'll not know who is cheapest. | ||
| kemp21andy |
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 Elite Veteran Posts: 1003 Location: berkshire | |||
| Kirky114 |
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Regular Posts: 107 Location: Tamworth, Fazeley | |||
| stormgreygti |
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Roversport replica Posts: 1788 Location: Norfolk | |||
| Mutts |
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Lotus powered R100 MP Admin Location: Torbay, South Devon, UK | Pandy - 8/3/2012 1:33 AM Fronting Mutts? The only way to find out which will be cheaper is to pick up the telephone (the thing with numbers on) and get a quote, every person/situation is different so until you try every one, you'll not know who is cheapest. Ok, said it the wrong way round.. Get your parents put on YOUR policy as named drivers - as long as their licence is clean your premium should come down. Its a metro so if you crash it the car will more than likely be a write off - so no need to go anything other than 3rd party fire+theft. Unless this is mute by not being fully comp - offer to pay a higher excess premium. It will cost you more if you prang it & make a claim, but the actual policy should be a little cheaper. If you can afford to.. pay the policy off in 1 go! Save getting hit by the APR (15-30%) from the 'loan'. Maybe get your folks to pay & then pay them back in instalments (interest free) - will cost the same but not in 1 go & each month will be cheaper than whatever insurers would charge for the same thing. Finally as Andy says.... phone up the companies direct (not just direct line - ALL of them)! Quotes from comparison sites can give you a rough guide as to cost.. but ALWAYS phone direct & give the company the details they need to process you properly - comparison sites don't always give all the needed details to a company so your comparison quote is more of a best guess than an actual quote. AFAIK if you go for a quote from a comparison site & then make a claim - if all the details that are required by that company were not given by the comparison site (cause they didn't ask you for those specific details) then you may find that not having provided that information when taking the policy means your policy is void. I use comparison sites as a guide.. but have NEVER agreed to taking a policy through one. I phone the top ones directly & get quotes over the phone. Go for a paperless policy to save trees & save the insurer billing you for those trees http://www.driving-test-success.com/passed/car_insurance.html | ||
| AdrianSi |
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Expert Posts: 8490 Location: Midlands | |||
| Kirky114 |
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Regular Posts: 107 Location: Tamworth, Fazeley | Somebody told me that it brings it down massively if you put a provisional girl on as a named driver. Yesterday I did a quote on go compare with my sister as a named driver and it dropped from £4000 to £1300 I couldn't believe it | ||
| AdrianSi |
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Expert Posts: 8490 Location: Midlands | |||
| OrangeManDan |
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Border Crosser Posts: 3232 Location: Carmarthenshire, Wales | Kirky114 - 10/3/2012 12:05 AM Somebody told me that it brings it down massively if you put a provisional girl on as a named driver. Yesterday I did a quote on go compare with my sister as a named driver and it dropped from £4000 to £1300 I couldn't believe it If i knew this i would have put my other half on my policy when she was learning, damn, missed out on saving cash. Your quote sounds quite reasonable. How does it affect your policy if you have a male provisional on as a named driver? Edited by OrangeManDan 9/3/2012 4:36 PM | ||
| AzzGTa |
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Mr Bodge It Posts: 1303 Location: Tamworth, Fazeley | |||
| Kirky114 |
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Regular Posts: 107 Location: Tamworth, Fazeley | |||
| AdrianSi |
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Expert Posts: 8490 Location: Midlands | |||
| AdrianSi |
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Expert Posts: 8490 Location: Midlands | |||
| AzzGTa |
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Mr Bodge It Posts: 1303 Location: Tamworth, Fazeley | |||
| scarfey |
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 Elite Veteran Posts: 768 Location: Swindon, Wiltshire | |||
| scarfey |
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Elite Veteran Posts: 768 Location: Swindon, Wiltshire | |||
| GTaddz |
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 Expert Posts: 2568 Location: Up in the lakes | |||
| Pandy |
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Fish freak! MP Admin Posts: 14989 Location: Birmingham | I got my renewal from Graham Sykes, £450 | ||
| GTaddz |
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Expert Posts: 2568 Location: Up in the lakes | Pandy - 5/4/2012 4:09 AM I got my renewal from Graham Sykes, £450 wish mine was as good as that! you got a clean license and loads ncb? i made my mistakes 4 years ago so should have 6 points and 1 claim fully expired by next year.. which should bring my insurance down nicely again | ||
| Pandy |
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Fish freak! MP Admin Posts: 14989 Location: Birmingham | 1 years NCB as its a second car and a 3.5k claim against me when I hit the golf up the arse  | ||
| GTaddz |
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Expert Posts: 2568 Location: Up in the lakes | that is good going. hopefully next year mine will be similar. thanks again for starting this thread andy, without it id be driving the 1.1 for another year  | ||
| Pandy |
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Fish freak! MP Admin Posts: 14989 Location: Birmingham | |||
| Mutts |
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Lotus powered R100 MP Admin Location: Torbay, South Devon, UK | |||
| Paul_T |
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'Metropower's James May' Posts: 2977 Location: Southport, North West | |||
| Mutts |
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Lotus powered R100 MP Admin Location: Torbay, South Devon, UK | |||
| todd_123 |
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Elite Veteran Posts: 755 Location: Halesowen | |||
| Mutts |
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Lotus powered R100 MP Admin Location: Torbay, South Devon, UK | Gone with Flux.. cause they matched Sykes price Premium itself - £295 (£300 excess - £90 windscreen) am 30, 8 years ncb (unprotected), fully comp, all mods declared, car value of £1000 on paper, can drive others cars 3rd party! £2 cheaper than Sykes (for just premium) but with Flux I have agreed value & can drive other cars!  Gone for a few extras so I actually paid £343.99 total... gone for the personal accident cover for an extra £15 & some sort of new fangled thing costing £33.99 which means if I make a claim I don't pay the excess... effectively a premium of £328.99 with £0 excess! sweeeet! If this new fangled thing doesn't read on paper as well as it did on the phone I can cancel it within 14 days & get refunded. | ||
| OrangeManDan |
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Border Crosser Posts: 3232 Location: Carmarthenshire, Wales | |||
| Marv_666 |
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 '88 MG METRO 1300 Posts: 1117 Location: Dudley, Midlands | |||
| deanflowers |
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| Marv_666 |
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'88 MG METRO 1300 Posts: 1117 Location: Dudley, Midlands | |||
